Navigating the VA system can be overwhelming—even for veterans familiar with the basics. Yet, several important benefits remain commonly overlooked. From enhanced compensation to vital support services, unlocking these often-forgotten benefits can make a big difference in daily life and long-term well-being.
In this article, you’ll discover:
- Five critical—but frequently missed—VA benefits
- Why many veterans don’t claim them
- Steps to access what you’re entitled to
1. Secondary Service‑Connected Disabilities
Veterans often believe they can only qualify for disabilities directly caused by service. In reality, conditions secondary to a service-connected disability—like knee problems causing back pain or PTSD leading to sleep disorders—are also eligible for compensation (United Veteran Benefits Agency, Veterans Guardian).
2. Special Monthly Compensation (SMC)
SMC is a tax-free benefit for veterans with particularly severe disabilities or specific combinations of impairments. It’s separate from standard disability ratings—and often goes unclaimed simply because many vets aren’t aware it exists (United Veteran Benefits Agency).
3. Total Disability Based on Individual Unemployability (TDIU)
Even if your combined disability rating falls below 100%, you might still qualify for full (100%) compensation through TDIU if your service-connected conditions prevent gainful employment. Many veterans miss out due to lack of awareness or confusion over eligibility (United Veteran Benefits Agency).
4. Temporary 100% Disability Ratings
In some cases, veterans can receive a temporary 100% disability rating during hospitalizations of 21+ days or during convalescence following surgery for a service-connected condition. This benefit—designed to support short-term needs—is often overlooked (United Veteran Benefits Agency).
5. Mental Health‑Related Conditions
Conditions like PTSD, depression, and anxiety are frequently under-claimed despite their major impact. Mental health issues can significantly influence your overall disability rating—but only if properly documented and submitted (United Veteran Benefits Agency).
6. Independent Living Program (ILP)
If your service-connected disability limits your ability to work, the VA’s Independent Living Program (ILP) provides comprehensive support. Services include assistive technology, peer counseling, transportation, community support, attendant care, skills training, and individualized equipment—all tailored to help you live as independently as possible (Wikipedia).
Frequently Missed Administrative Benefits
- Burial and Interment Allowances: Financial support for funeral and burial costs for eligible veterans (Wikipedia).
- Spina Bifida and Birth Defect Allowances: Monthly monetary support, vocational training, and healthcare benefits for children of Vietnam and Korean War veterans with spina bifida, and for children born with certain defects to women veterans (Wikipedia).
Why Are These Benefits Often Overlooked?
- Misconceptions about eligibility: Some veterans think they must have served in combat or have an obvious injury to qualify. In reality, honorable service and connection—even indirect—to a condition can be sufficient (FeldmanLawGroup).
- Complex application process: Forms, deadlines, and medical evaluations like the Compensation & Pension (C&P) exam can overwhelm veterans—especially after initial denials (Strohschein Law Group).
- Lack of awareness: Many veterans simply don’t know these benefits exist or how to claim them (United Veteran Benefits Agency).
What You Can Do Next
- Work with a VA‑accredited representative or attorney
They can help you identify secondary conditions, appeal denials, and guide you through filing for TDIU, SMC, or ILP. - File appeals or supplemental claims if denied or under‑rated
Mistakes happen—and appealing can secure the higher benefits you deserve (Unruh Law, United Veteran Benefits Agency, Strohschein Law Group). - Document mental health and secondary conditions thoroughly
Provide clear links between your service-connected condition and its secondary impacts. - Explore non-compensation benefits
Don’t overlook ILP, funeral support, or benefits for eligible dependents.
Summary Table
| Overlooked Benefit | What It Offers |
| Secondary Service‑Connected Disabilities | Compensation for conditions caused or aggravated by a service-connected disability |
| Special Monthly Compensation (SMC) | Extra compensation for severe disabilities beyond standard rating |
| TDIU | Full pay for veterans unable to work—even if rating is under 100% |
| Temporary 100% Ratings | Short-term full disability for hospital stays or recovery from surgery |
| Mental Health Conditions | Added rating impact for PTSD, anxiety, depression, etc. |
| Independent Living Program (ILP) | Supportive services to improve daily independence |
| Burial, Educational, Dependents Allowances | Additional administrative and family-based support |
You’ve served with honor—so don’t leave benefits on the table. By understanding and claiming these often-missed programs, you can access the full range of support you’ve earned through your service.
Frequently Asked Questions (FAQ)
- What are secondary service-connected disabilities?
These are health conditions caused or worsened by a service-connected disability. For example, if your knee injury causes hip pain, you may be eligible for additional compensation for the hip condition.
- What is Special Monthly Compensation (SMC)?
SMC is a higher level of compensation for veterans with severe disabilities—such as loss of use of a limb, blindness, or need for aid and attendance. It is separate from and can be paid in addition to your regular VA disability compensation.
- Can I get 100% VA benefits without a 100% rating?
Yes. Through TDIU (Total Disability based on Individual Unemployability), you can receive full 100% benefits if your service-connected disabilities prevent you from working, even if your actual rating is less than 100%.
- Is the VA’s Independent Living Program (ILP) only for wheelchair users?
No. ILP supports any veteran whose disability limits employment options or daily living. It provides tools, training, and support to live more independently.
- Why do so many veterans miss out on benefits?
Common reasons include lack of awareness, confusion about eligibility, complex paperwork, and discouragement after a denial. Working with an accredited VA rep or attorney can help you unlock the support you deserve.