Social Security

Your Social Security check changes dramatically depending on when you claim. Start at 62 and you get a permanent reduction; wait until ≈67 for 100%; delay to 70 for your maximum. Below, see the exact trade-offs, how working and taxes affect your payout, and what married couples should weigh first. Quick answer: Should I claim … Read more

If you’re 65 or older and your modified AGI is under $75,000 in 2026, you can generally claim the full $6,000 federal “senior” deduction—in addition to your standard deduction or itemized deductions. Below, see who qualifies, how the phase-out works, and simple steps to claim it on your 2026 return. What is the 2026 $6,000 … Read more