If you’re trying to keep care at home, Medicaid can be a lifeline—but what it covers depends on which Medicaid path you use. This guide breaks down, in plain English, what’s always covered, what’s optional, and what’s available through home- and community-based services (HCBS) so you can plan care with confidence. Quick take: Home health … Read more
“There’s the bill… and then there’s the plan.” A private nursing-home room now often tops six figures per year. Many families panic, spend everything, and only then ask about Medicaid. You don’t have to do it that way. With the right, legal Medicaid planning strategies, you can protect a spouse at home, preserve critical assets, … Read more
2025 at a Glance: What Changed? ⚠️ Heads up on rounding: HHS notes each program (e.g., Medicaid, SNAP) sets its own rounding rules and what income counts. Your state may post slightly different rounded limits. Always check the state Medicaid page. (ASPE) How Medicaid Income Limits Work (fast primer) 2025 Quick-Look Charts (48 states + … Read more
Use this 4-level appeal playbook—deadlines, forms, 5-day rule, evidence tips, and fee cap (2025). The Four Levels of Appeal (at a glance) Level Deadline Core Forms Who decides? Key Rules/Notes 1) Reconsideration 60 days from when you receive the denial (SSA presumes 5 days after the notice date) SSA-561, SSA-3441, SSA-827 Different examiner at DDS … Read more
A quick note before we dive in Most first-time disability applications get denied at the initial level. That’s frustrating—but not final. You have a structured appeal path with strict 60-day deadlines at each stage, and many people win on appeal when they add the right evidence. (Social Security) What this guide covers This article focuses … Read more
Why WIPA matters now Getting a job shouldn’t mean guessing what happens to your SSI/SSDI cash, Medicare/Medicaid, SNAP, housing, or student status. WIPA gives you a trained expert—a CWIC—who looks at your exact benefits, verifies them, and maps how different wages or hours will affect them, step by step. And for disability beneficiaries, it’s free. … Read more
If your SSDI (or SSI) stopped because you tried working, you may not need to start over. Expedited Reinstatement (EXR) lets Social Security restart benefits without a new application, and even pay provisional (temporary) benefits for up to 6 months while they review your case. In many situations, Medicare (or Medicaid) can continue during this … Read more
You want to work — and keep your safety net. Social Security’s Ticket to Work (TTW) program helps adults 18–64 who receive SSDI or SSI try working with professional support without immediately losing cash or health coverage. It’s voluntary and free, and it connects you with Employment Networks (ENs) or your state Vocational Rehabilitation (VR) … Read more
ABLE Accounts: Save for Disability Without Losing Benefits (2025 Guide) An ABLE account (529A) lets people with disabilities save and invest for everyday needs—without losing SSI or Medicaid. In this guide, you’ll find 2025 limits, who qualifies, what counts as a Qualified Disability Expense (QDE), how ABLE affects SSI and Medicaid, and smart ways to … Read more
Millions rely on Supplemental Security Income (SSI) to cover rent, food, and medicine — yet far too many never receive SNAP or Medicaid they’re likely eligible for. The reasons are frustrating but fixable: state-by-state Medicaid rules, separate applications, complex SNAP deductions, and administrative churn that hits seniors and disabled adults hardest. This guide breaks down … Read more