Need help paying Medicare Part A/B premiums and cost-sharing? In many states you can get QMB/SLMB/QI help without any asset test—meaning savings and checking balances won’t block you. Below: a map of no-asset states and fast-apply steps so you can qualify sooner. Sources are official state sites where possible. Medicare What Medicare Savings Programs cover—and … Read more
If you take pricey Part D drugs, 2025 brought two big changes: your total annual drug spending now caps at $2,000, and you can opt into a Prescription Payment Plan (PPP) that spreads those costs into monthly bills. One limits how much you pay; the other changes when you pay. Here’s how to pick. What … Read more
Medicare Prescription Payment Plan (PPP) 2025—Quick Answer Starting January 1, 2025, Medicare’s Prescription Payment Plan (PPP) lets Part D and MA-PD enrollees pay $0 at the pharmacy and get a monthly bill from their plan for their out-of-pocket drug costs, spread across the calendar year. It doesn’t lower what you owe overall; it smooths payments … Read more
Quick answer: What changed in 2025—and who should switch? In 2025, Medicare Advantage (MA) still covers over half of eligible beneficiaries. The Inflation Reduction Act added a $2,000 annual out-of-pocket cap for Part D drugs and a new Prescription Payment Plan that lets you spread drug costs over the year—changes that affect both MA-PD and … Read more
What new Section 202 housing is launching soon? HUD announced FY2024 Section 202 awards on January 15, 2025, including nearly $97 million for new PRAC-assisted homes (≈700–800 units) across multiple states. These projects typically move from award to closing and construction over 6–24 months, so expect groundbreakings and early lease-up notices through late 2025–2027, depending … Read more
What’s changing for veterans in late 2025? Expect three headline items: (1) VA pay increases for 2026 tied to the Social Security COLA announced in October 2025, implemented Dec 1, 2025 (paid with January checks) if Congress passes the annual veterans’ COLA bill (H.R. 2138 / S. 2392). (2) Caregiver Support (PCAFC) is already extended … Read more
Medicaid drug coverage is not one size fits all—and 2025–2026 brings some of the biggest shifts in years. Below, we break down the federal rules now in force, how states are handling GLP-1 weight-loss drugs and sickle cell gene therapies, and where to click to confirm your state’s latest PDL. What changed federally for 2025–2026? … Read more
There isn’t one official “Ticket to Work success rate.” Instead, SSA reports pieces: how many people assign Tickets (engagement), how many reach SGA-level earnings (milestones), and how many have benefits suspended or terminated due to work (outcomes). Below, we translate the latest 2024–2025 data into practical success benchmarks—minus the jargon. What does “success rate” mean … Read more
In 2025, the Affordable Care Act (ACA) still shapes Medicaid in two big ways that seniors feel indirectly: (1) which states expanded Medicaid (affecting local delivery systems and budgets), and (2) how states process applications/renewals (streamlined rules and timelines that also touch seniors). But core senior eligibility (SSI-based) remains largely outside ACA’s MAGI rules. KFF+2Medicaid+2 … Read more
Seniors have fresh money-saving options in 2025. Highlights include New Jersey’s new one-stop application for property-tax relief programs, Pennsylvania’s active Property Tax/Rent Rebate portal, Colorado’s 2025 senior exemption timing and eligibility restorations in some counties, Illinois’s income-indexed Senior Freeze, New York’s updated EPIC drug help, and SNAP ESAP simplified access. Apply using the official links … Read more