If you’re 65 or older and your modified AGI is under $75,000 in 2026, you can generally claim the full $6,000 federal “senior” deduction—in addition to your standard deduction or itemized deductions. Below, see who qualifies, how the phase-out works, and simple steps to claim it on your 2026 return. What is the 2026 $6,000 … Read more