Everything you need to maximize Social Security in 2025—retirement age & reductions, earnings test limits, COLA, and spousal/survivor strategies. We explain SSI vs. SSDI, EXR, Ticket to Work, and how wages affect checks so you can work without losing benefits. Use our plain-English walkthroughs to appeal denials, time your claim, and coordinate Medicare/Medicaid. Updated with the latest 2025 COLA and earnings thresholds, straight from SSA.
Why WIPA matters now Getting a job shouldn’t mean guessing what happens to your SSI/SSDI cash, Medicare/Medicaid, SNAP, housing, or student status. WIPA gives you a trained expert—a CWIC—who looks at your exact benefits, verifies them, and maps how different wages or hours will affect them, step by step. And for disability beneficiaries, it’s free. … Read more
If your SSDI (or SSI) stopped because you tried working, you may not need to start over. Expedited Reinstatement (EXR) lets Social Security restart benefits without a new application, and even pay provisional (temporary) benefits for up to 6 months while they review your case. In many situations, Medicare (or Medicaid) can continue during this … Read more
You want to work — and keep your safety net. Social Security’s Ticket to Work (TTW) program helps adults 18–64 who receive SSDI or SSI try working with professional support without immediately losing cash or health coverage. It’s voluntary and free, and it connects you with Employment Networks (ENs) or your state Vocational Rehabilitation (VR) … Read more
ABLE Accounts: Save for Disability Without Losing Benefits (2025 Guide) An ABLE account (529A) lets people with disabilities save and invest for everyday needs—without losing SSI or Medicaid. In this guide, you’ll find 2025 limits, who qualifies, what counts as a Qualified Disability Expense (QDE), how ABLE affects SSI and Medicaid, and smart ways to … Read more
Millions rely on Supplemental Security Income (SSI) to cover rent, food, and medicine — yet far too many never receive SNAP or Medicaid they’re likely eligible for. The reasons are frustrating but fixable: state-by-state Medicaid rules, separate applications, complex SNAP deductions, and administrative churn that hits seniors and disabled adults hardest. This guide breaks down … Read more
If you’re struggling to cover essentials like rent, food, and medicine, Supplemental Security Income (SSI) can be a lifeline. This federal program pays monthly cash benefits to seniors (65+), adults, and children with disabilities who have very limited income and resources. Below, you’ll find plain-English eligibility rules, what SSI pays in 2025, how income and … Read more
I’m at $2,423 in my bank—did I just lose SSI? Maybe—but not if you fix it before the first moment of next month. SSI eligibility hinges on a hard asset cap—$2,000 (single) or $3,000 (couple)—measured right at 12:00:01 a.m. on the first day of the month. Go over, and you’re ineligible for that month—even if … Read more
Which check is bigger—SSI or SSDI? It depends on your work history, assets, and living situation. In 2025, SSI tops out at $967/mo for an individual (before state add-ons), while the average SSDI disabled-worker benefit is about $1,582/mo—often higher than SSI, but only if you’ve earned enough work credits. We’ll break down who qualifies, how … Read more
The “work in retirement” secret Plenty of retirees keep working—to stay active, to cover rising costs, and (big one) to boost their Social Security. Done right, post-retirement earnings can replace low or zero years in your record and trigger an automatic increase in your monthly benefit—even if you already claimed. We’ll show you exactly how … Read more
Confused by “full retirement age,” scary penalty charts, and advice to “always wait until 70”? You’re not alone. This guide cuts through the myths with official 2025 numbers and plain-English strategies—especially for seniors on a budget and veterans who can’t afford a bad decision. Myth #1: “Full Retirement Age is 65 for everyone.” Fact: For … Read more